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Financial Aid

Who Should Apply? 

Everyone!  Each family's circumstances are different and you will not know if you qualify for federal or state aid unless you complete the Free Application for Federal Financial Aid (FAFSA).  Your FAFSA can either be submitted on line at or you can obtain the paper version by contacting 1-800-433-3243.

Who is Eligible?

Financial aid is awarded on the basis of financial need.  Federal and state governments have specific formulas for calculating a student's eligibility.  To qualify for need based aid, your expected family contribution (EFC), as determined by the FAFSA, cannot exceed the total cost of attendance. 

How Can I Apply?

  • Complete the Free Application for Federal Student Aid (FAFSA) on-line at 
  • It is important to apply early!  You are encouraged to file the Free Application for Federal Student Aid (FAFSA) as soon as you and/or your parents have completed filing income tax returns.  The IRS Data Retreival Tool should be used to transfer income tax information onto the FAFSA.  The FAFSA may be completed anytime after January 1st.


Federal Aid

Pell Grants are awarded to eligible students and do not have to be repaid.

Federal Stafford Loans are obtained from the U.S. Government's Direct Loan program at low interest rates and consist of subsidized (the government pays the interest while you are in school) and unsubsidized (you pay the interest while in school or allow it to accrue - interest will be added to the principal amount).  Repayment of principal and interest begins 6 months after you graduate, withdraw, or drop below half-time status.  Loans may not exceed your cost of attendance.  

Privately or Publicly Funded Scholarships 

There are privately and publicly funded scholarships available for students at or click here for a complete list.     

free application for student aid
Bethel College virtual financial aid office